USDA Loans

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you to purchase a home with NO Money Down. USDA Home Loans offer 100% financing to qualified buyers, and allow for all closing costs to be either paid for by the seller or financed into the loan. USDA offers some of the lowest rates of any loan, and you will always have a fixed interest rate. To be eligible for a USDA loan, the home buyer must purchase a home within the eligible rural areas, and have a household income that does not exceed the established limits where the home is located.

*The Product/Program information contained here is educational only and does not represent actual rates or financing terms.

* Other conditions and restrictions may apply. Available programs are subject to change without notice. Contact your loan officer for more information.